Analysis
A debt-to-earnings ratio of 0.19 makes this Fire Protection associate's degree one of the more financially sound pathways among two-year programs. Based on national peer data, graduates can expect first-year earnings around $56,000 while carrying roughly $10,400 in debt—a manageable burden that could be paid down relatively quickly given the salary level. This program appears slightly more affordable than typical Fire Protection programs nationally, which carry a median debt of $11,250.
California's fire protection job market is robust, though the estimated earnings here track close to the state median of $53,847 rather than exceeding it. That's not necessarily concerning for a community college program—Palomar's estimated costs are lower than California's typical debt load of $14,000, which helps offset the middle-of-the-road earnings picture. Fire protection careers also tend to offer strong benefits and job security that pure salary figures don't capture.
The real caveat: these estimates come from similar programs elsewhere since Palomar's cohort was too small to report. That means your child would be placing some faith that their outcomes will mirror national patterns. The financial structure looks solid on paper, but confirm that Palomar has strong relationships with local fire departments and a track record of graduate placement before committing.
Where Palomar College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs in California
Fire Protection associates's programs at peer institutions in California (61 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,354 | $56,004* | — | $10,370* | — | |
| $1,180 | $53,847* | $95,342 | $14,000* | 0.26 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Palomar College, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.