Analysis
A debt-to-earnings ratio of 0.19 suggests manageable financing for this fire protection program, though the numbers require context. Based on comparable programs nationally, graduates might expect around $56,000 in first-year earnings against roughly $10,400 in debt—a reasonable starting point for a two-year credential. However, other Florida programs in this field report considerably lower earnings, with Valencia College's graduates earning about $45,700, which would make the debt picture tighter if this program follows the state pattern rather than national trends.
The gap between state and national figures matters here. If Pasco-Hernando's outcomes track closer to Florida's median of $45,700, that $10,400 debt becomes a heavier lift in the early years, particularly for the 30% of students receiving Pell grants who may have less financial cushion. Fire protection is stable work with clear career progression, but starting salaries in Florida appear more modest than the national benchmark suggests.
For parents, the key question is whether this program connects to higher-paying opportunities—perhaps through partnerships with specific fire departments or pathways to specialized certifications. Without actual outcome data for this school, you're betting on whether it performs more like top national programs or follows Florida's lower-earning pattern. Request placement data and average starting salaries for recent graduates before committing.
Where Pasco-Hernando State College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs in Florida
Fire Protection associates's programs at peer institutions in Florida (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,155 | $56,004* | — | $10,370* | — | |
| $2,474 | $45,657* | — | $8,000* | 0.18 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pasco-Hernando State College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.