Analysis
The estimated debt load of $9,557 for this Fire Protection certificate appears manageable, with borrowers facing payments roughly equivalent to a fifth of their first-year income. That's a reasonable ratio based on comparable community college programs. However, the four-year earnings figure of $35,943—an actual data point for this program—raises a red flag. Graduates appear to be earning *less* four years out than they do in their first year of employment, which is the opposite of what you'd expect from career progression.
This earnings decline could reflect several realities in fire protection careers. Many graduates may transition from entry-level firefighting roles to different positions, some may work part-time, or perhaps the certification serves primarily as a supplemental credential rather than a standalone career launcher. With 53% of students receiving Pell grants, the accessibility of this program matters, but the trajectory suggests graduates aren't seeing steady income growth in the years following completion.
The practical question becomes whether a Fire Protection certificate is the right path versus a direct hire and training through a fire department, which often comes with paid training and immediate employment. If your child is set on this field, confirm whether local departments value this credential or prefer their own academy training, and whether this certificate improves hiring prospects enough to justify even modest debt.
Where Passaic County Community College Stands
Earnings vs. debt across all fire protection certificate's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Passaic County Community College | — | $35,943 | — |
| Southwestern Illinois College | $77,935 | $70,937 | -9% |
| Palm Beach State College | $46,698 | $59,892 | +28% |
| Austin Community College District | $47,024 | $59,080 | +26% |
| Hillsborough Community College | $50,331 | $58,626 | +16% |
Compare to Similar Programs Nationally
Fire Protection certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $47,024* | $35,943 | $9,557* | — | |
| $3,870 | $77,935* | $70,937 | $12,750* | 0.16 | |
| $2,682 | $55,829* | — | $9,557* | 0.17 | |
| $2,844 | $55,778* | — | —* | — | |
| $3,246 | $52,856* | — | —* | — | |
| $1,270 | $50,364* | — | —* | — | |
| National Median | — | $47,024* | — | $9,557* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Passaic County Community College, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.