Median Earnings (1yr)
$19,354
5th percentile (40th in MS)
Median Debt
$10,000
9% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
146
Adequate data

Analysis

Pearl River's liberal arts associate degree starts at earnings well below what most families hope for—just $19,354 in the first year, placing it in the bottom 5% nationally. However, the 48% earnings jump to $28,702 by year four tells a different story about this program's trajectory. Among Mississippi's 17 community colleges offering this degree, Pearl River lands right in the middle (40th percentile), though it trails in-state competitors like Holmes ($25,496) and Meridian ($24,817) by a meaningful margin.

The $10,000 debt load is manageable and actually below the national median of $10,950, which matters given that nearly half of students here receive Pell grants. The real question is whether those first few post-graduation years—likely spent in entry-level retail, service, or administrative roles—are financially viable while debt payments come due. By year four, graduates typically catch up to the state median and approach national norms, suggesting the associate degree does eventually open doors to better opportunities.

For Mississippi families considering this path, Pearl River offers an affordable way to complete general education requirements before transferring to a four-year school. But students planning to stop at the associate level should understand they'll need a backup plan for those lean early years, and that other Mississippi community colleges deliver stronger immediate outcomes from the same program.

Where Pearl River Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Pearl River Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Pearl River Community College graduates compare to all programs nationally

Pearl River Community College graduates earn $19k, placing them in the 5th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Mississippi

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Mississippi (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pearl River Community College$19,354$28,702$10,0000.52
Holmes Community College$25,496$29,214$11,7890.46
Meridian Community College$24,817$30,303$4,9890.20
Jones County Junior College$23,319$23,856$7,0000.30
Northeast Mississippi Community College$21,819$31,808$7,0110.32
Northwest Mississippi Community College$21,515$29,980$6,8850.32
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Mississippi

Compare tuition, earnings, and debt across Mississippi schools

SchoolIn-State TuitionEarnings (1yr)Debt
Holmes Community College
Goodman
$3,510$25,496$11,789
Meridian Community College
Meridian
$3,932$24,817$4,989
Jones County Junior College
Ellisville
$4,000$23,319$7,000
Northeast Mississippi Community College
Booneville
$4,770$21,819$7,011
Northwest Mississippi Community College
Senatobia
$3,660$21,515$6,885

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pearl River Community College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 146 graduates with reported earnings and 271 graduates with debt data. Small samples may not be representative.