Analysis
A debt-to-earnings ratio of 0.65 suggests Peru State's social sciences bachelor's may offer better value than many comparable programs. Based on similar programs nationally, graduates here would carry around $24,400 in debt while earning approximately $37,500 in their first year—which translates to roughly 7-8 months of gross income. That's more manageable than the 75-25 rule of thumb many financial advisors recommend staying under.
What's particularly encouraging is how this compares to Nebraska's landscape. While the estimated earnings align closely with the state median of $37,335, the estimated debt sits nearly $10,000 below what other Nebraska social sciences programs typically produce ($34,734 statewide). Peru State serves a significant population of Pell-eligible students (34%), suggesting they're keeping costs down for families who need it most.
The caution here is that these figures come from peer programs, not Peru State's own graduates, so there's inherent uncertainty. If your child is genuinely passionate about social sciences and has a specific career path in mind—whether that's graduate school, social work, or public service—this debt load won't be an anchor. But social sciences degrees require intentional career planning, and without this school's actual outcomes data, you're betting that their results mirror national patterns rather than lag behind them.
Where Peru State College Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Nebraska
Social Sciences bachelors's programs at peer institutions in Nebraska (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,280 | $37,459* | — | $24,423* | — | |
| $8,886 | $37,335* | $39,782 | $34,734* | 0.93 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Peru State College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.