Analysis
A debt-to-earnings ratio of 0.19 puts this program in solid financial territory—assuming the national benchmarks hold true for Phoenix College. With similar fire protection associate programs nationwide producing first-year earnings around $56,000 against roughly $10,400 in debt, graduates would be looking at manageable loan payments relative to income. That's the kind of math that works, even if we can't confirm it with actual outcomes from this specific campus.
The challenge is that Arizona has 13 programs preparing students for fire protection careers, but none report public data, making it impossible to know whether Phoenix College's outcomes match, exceed, or trail its in-state competitors. Fire protection is typically a stable field with clear career paths into municipal fire departments, but hiring standards and starting salaries vary significantly by jurisdiction. What works financially in Phoenix might look different than what graduates experience in Tucson or rural Arizona departments.
For parents, the estimated numbers suggest reasonable risk if your student is genuinely committed to firefighting as a career. The debt load is low enough that even if actual earnings come in below the national benchmark, it shouldn't become crushing. However, you're making this decision essentially blind to how Phoenix College's program specifically performs—whether its training, certifications, and local connections translate into the kind of outcomes the national data suggests.
Where Phoenix College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,358 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Phoenix College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.