Cosmetology at Pinnacle Institute of Cosmetology
Undergraduate Certificate or Diploma
Analysis
Pinnacle Institute's cosmetology program sits firmly in the middle of the pack, with graduates earning $16,486 their first year—slightly below both the state median ($17,193) and national average ($17,113). The concerning part isn't the ranking itself; it's the comparison to nearby alternatives. Community colleges like Gaston and Wake Tech are producing graduates who earn $10,000-$11,000 more annually while charging similar or lower tuition. That's a significant gap when you're starting at under $17,000.
The debt picture offers a silver lining: at $14,036, borrowing here is relatively modest and falls in the 12th percentile nationally, meaning 88% of cosmetology programs saddle students with more debt. The debt-to-earnings ratio of 0.85 is manageable—you'd owe roughly ten months of first-year income. However, the small sample size (under 30 graduates) means these numbers could shift dramatically year to year, making this data less reliable than what you'd see from larger programs.
If your child is set on cosmetology in the Mooresville area, this program won't bury them in debt. But given that community colleges in the region are producing graduates who out-earn Pinnacle students by 40-60% while often costing less, it's worth understanding why you'd pay more for potentially less. That earnings gap could mean the difference between financial struggle and stability in those crucial early career years.
Where Pinnacle Institute of Cosmetology Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Pinnacle Institute of Cosmetology graduates compare to all programs nationally
Pinnacle Institute of Cosmetology graduates earn $16k, placing them in the 43th percentile of all cosmetology certificate programs nationally.
Compare to Similar Programs in North Carolina
Cosmetology certificate's programs at peer institutions in North Carolina (75 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Pinnacle Institute of Cosmetology | $16,486 | — | $14,036 | 0.85 |
| Gaston College | $27,008 | — | — | — |
| Central Carolina Community College | $24,101 | $23,264 | $12,167 | 0.50 |
| Wake Technical Community College | $23,286 | — | $7,693 | 0.33 |
| Rowan-Cabarrus Community College | $22,578 | $22,811 | $16,500 | 0.73 |
| Aveda Institute-Chapel Hill | $21,826 | $27,243 | $11,583 | 0.53 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in North Carolina
Compare tuition, earnings, and debt across North Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Gaston College Dallas | $3,186 | $27,008 | — |
| Central Carolina Community College Sanford | $2,554 | $24,101 | $12,167 |
| Wake Technical Community College Raleigh | $2,336 | $23,286 | $7,693 |
| Rowan-Cabarrus Community College Salisbury | $2,064 | $22,578 | $16,500 |
| Aveda Institute-Chapel Hill Chapel Hill | — | $21,826 | $11,583 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pinnacle Institute of Cosmetology, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 29 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.