Median Earnings (1yr)
$19,088
67th percentile (60th in IL)
Median Debt
$9,833
At national median
Debt-to-Earnings
0.52
Manageable
Sample Size
86
Adequate data

Analysis

Pivot Point Academy's cosmetology program ranks solidly above average but falls short of Illinois's top-performing schools. Graduates earn $22,969 four years out—about $5,000 more than the state median and roughly 30% above the national average. Among Illinois's 71 cosmetology programs, this lands in the 60th percentile, meaning it outperforms most competitors but trails schools like University of Aesthetics & Cosmetology by nearly $1,500 annually.

The $9,833 in debt is essentially identical to both state and national medians, requiring about six months of gross earnings to repay. That's manageable in this field, though the first-year salary of $19,088 means graduates will likely need to budget carefully while establishing their client base. The 20% earnings growth from year one to year four suggests steady career progression as stylists build their reputation and clientele.

For families committed to cosmetology, this program offers a reasonable path forward—above-average outcomes without exceptional debt. However, if your student has flexibility in location within Illinois, several schools demonstrate that significantly higher earnings are achievable in this same field. The difference between $23,000 and $24,000+ annually matters when starting salaries are this modest.

Where Pivot Point Academy Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Pivot Point AcademyOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Pivot Point Academy graduates compare to all programs nationally

Pivot Point Academy graduates earn $19k, placing them in the 67th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Cosmetology certificate's programs at peer institutions in Illinois (71 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pivot Point Academy$19,088$22,969$9,8330.52
University of Aesthetics & Cosmetology$24,468$25,347$11,6670.48
Illinois Eastern Community Colleges$24,120
Educators of Beauty College of Cosmetology-Peru$22,967$16,517$9,6460.42
The Aveda Institute of Beauty and Wellness Chicago$22,351$24,872$9,8330.44
Cosmetology & Spa Academy$22,096$22,148$9,8330.45
National Median$17,113$9,8620.58

Other Cosmetology Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Aesthetics & Cosmetology
Chicago
$24,468$11,667
Illinois Eastern Community Colleges
Olney
$4,390$24,120
Educators of Beauty College of Cosmetology-Peru
PERU
$22,967$9,646
The Aveda Institute of Beauty and Wellness Chicago
Chicago
$22,351$9,833
Cosmetology & Spa Academy
Crystal Lake
$22,096$9,833

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pivot Point Academy, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 86 graduates with reported earnings and 95 graduates with debt data. Small samples may not be representative.