Analysis
A debt load of $25,000 for a bachelor's in entrepreneurship hits differently when the expected first-year salary sits at roughly $45,000. Based on national medians from peer programs, this translates to a debt-to-earnings ratio of 0.56βmeaning graduates would owe about half their annual income. That's manageable compared to programs where debt exceeds earnings, but it's not exactly a bargain either.
The challenge here is that entrepreneurship programs are inherently unpredictable. The national data suggests typical graduates earn around $45,000 in traditional employment shortly after graduation, but this field attracts students who may launch their own ventures rather than take W-2 jobs. Point's 32% Pell Grant population suggests many students are betting on business ownership as a path to economic mobility, yet those early-stage ventures rarely generate consistent income in year one. The debt payments don't wait for your startup to hit profitability.
For families weighing this investment, the question comes down to fallback options. If your student treats this degree as preparation for employment in sales, operations, or business development roles while building something on the side, $25,000 in debt against mid-$40,000 earnings is workable. But if they're planning to dive straight into entrepreneurship full-time after graduation, those loan payments could significantly constrain the risks they can afford to take when getting a business off the ground.
Where Point University Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $22,300 | $45,265* | β | $25,396* | β | |
| $67,680 | $74,446* | β | $19,000* | 0.26 | |
| $68,230 | $67,900* | $111,654 | $18,000* | 0.27 | |
| $12,643 | $65,177* | $79,087 | β* | β | |
| $57,220 | $65,028* | β | $25,292* | 0.39 | |
| $13,626 | $64,211* | $76,811 | $23,962* | 0.37 | |
| National Median | β | $45,265* | β | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Point University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.