Median Earnings (1yr)
$19,848
5th percentile (60th in PR)
Median Debt
$19,040
29% below national median
Debt-to-Earnings
0.96
Manageable
Sample Size
85
Adequate data

Analysis

Pontifical Catholic University of Puerto Rico-Arecibo's liberal arts program sits squarely at the median for Puerto Rico, but dramatically underperforms compared to mainland options—graduates earn less than $20,000 their first year, placing this in the bottom 5% nationally. The debt load of $19,040 nearly equals that first year's salary, creating an immediate financial squeeze that even 18% earnings growth over four years doesn't fully resolve. With three-quarters of students qualifying for Pell grants, this community clearly faces economic headwinds, but the question is whether a $19,000 salary justifies taking on equivalent debt for a general studies degree.

The state context matters here: at the 60th percentile among Puerto Rico programs, this performs about average locally, and the debt burden is actually lower than PR's median for this field. The consistent $19,848 earnings figure across multiple Pontifical Catholic campuses suggests this reflects broader Puerto Rico wage realities rather than program-specific weaknesses. Still, families should recognize that mainland liberal arts programs typically deliver nearly double the starting salary.

For students committed to staying in Puerto Rico, this represents a typical outcome. But those with flexibility to attend mainland schools—even with higher tuition—may find the earnings premium worth exploring, particularly since the degree itself doesn't offer specialized career preparation that would lock graduates into the local market.

Where Pontifical Catholic University of Puerto Rico-Arecibo Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Pontifical Catholic University of Puerto Rico-AreciboOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Pontifical Catholic University of Puerto Rico-Arecibo graduates compare to all programs nationally

Pontifical Catholic University of Puerto Rico-Arecibo graduates earn $20k, placing them in the 5th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Puerto Rico (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pontifical Catholic University of Puerto Rico-Arecibo$19,848$23,354$19,0400.96
Pontifical Catholic University of Puerto Rico-Ponce$19,848$23,354$19,0400.96
Pontifical Catholic University of Puerto Rico-Mayaguez$19,848$23,354$19,0400.96
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Pontifical Catholic University of Puerto Rico-Ponce
Ponce
$6,340$19,848$19,040
Pontifical Catholic University of Puerto Rico-Mayaguez
Mayaguez
$6,238$19,848$19,040

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pontifical Catholic University of Puerto Rico-Arecibo, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 85 graduates with reported earnings and 147 graduates with debt data. Small samples may not be representative.