Analysis
A debt-to-earnings ratio of 0.67—based on what similar interdisciplinary programs nationally produce—suggests manageable repayment at just over two-thirds of first-year income. However, peer programs in Arizona typically show stronger outcomes, with median earnings around $46,000 compared to the estimated $38,700 here. That $7,000 gap matters when you're calculating loan payments and rent. The estimated $25,878 debt load aligns closely with what comparable programs carry, but paired with lower-than-state-average earnings, it creates a tighter financial margin than you'd find at Arizona's larger state universities.
Prescott's 99% admission rate and the fact that nearly half of students receive Pell grants tells you this is an access-focused institution serving students who might not have other options. Interdisciplinary studies degrees are intentionally flexible, which can be either a strength or a weakness depending on how deliberately a student builds their skills and networks. The curriculum matters less here than what your child does with it—internships, portfolio work, and clear career direction become essential when the degree itself doesn't signal a specific profession.
Given that both the debt and earnings figures are estimates drawn from peer institutions rather than Prescott's actual outcomes, you're making decisions with limited visibility into this specific program's track record. If your child is drawn to Prescott's experiential learning model and has a clear plan for applying an interdisciplinary degree, the estimated debt burden isn't alarming. But if the appeal is mainly the easy admission, push for concrete answers about job placement and alumni outcomes before committing.
Where Prescott College Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in Arizona
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Arizona (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,685 | $38,704* | — | $25,878* | — | |
| — | $45,875* | $55,247 | $25,000* | 0.54 | |
| $12,051 | $45,875* | $55,247 | $25,000* | 0.54 | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Prescott College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 196 similar programs. Actual outcomes may vary.