Analysis
Queen City College's cosmetology program stands out for one compelling reason: remarkably low debt. At $6,696, graduates owe roughly one-third of what cosmetology students typically carry—both nationally ($9,862) and across Tennessee ($9,991). This gives the program the lowest debt burden among 95% of cosmetology programs nationwide, which matters tremendously in a field where early earnings hover around $17,000-$19,000.
The earnings picture is more nuanced. First-year graduates earn $17,462, landing slightly below Tennessee's state median of $17,506 and ranking in the 40th percentile statewide. This matters because Tennessee has several stronger programs—including The Salon Professional Academy-Nashville ($25,878) and Tennessee College of Applied Technology-Murfreesboro ($22,176)—that produce significantly higher outcomes. By year four, earnings climb to $19,480, showing 12% growth but still trailing the top programs in the state.
For families prioritizing financial safety, this program delivers. The 0.38 debt-to-earnings ratio means graduates owe less than what they'll earn in their first five months of work—a manageable burden for launching a cosmetology career. If your child is committed to this field and staying local, the minimal debt provides breathing room to build a client base. However, if they're willing to travel to Nashville or Murfreesboro, those programs offer substantially higher earning potential that could justify slightly more debt.
Where Queen City College Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Queen City College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Queen City College | $17,462 | $19,480 | +12% |
| The Salon Professional Academy-Nashville | $25,878 | $29,204 | +13% |
| Paul Mitchell the School-Murfreesboro | $20,606 | $24,432 | +19% |
| Paul Mitchell the School-Murfreesboro-Nashville | $20,606 | $24,432 | +19% |
| Paul Mitchell the School-Memphis | $17,239 | $21,824 | +27% |
Compare to Similar Programs in Tennessee
Cosmetology certificate's programs at peer institutions in Tennessee (47 total in state)
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| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| $17,462 | $19,480 | $6,696 | 0.38 | |
| $25,878 | $29,204 | $9,833 | 0.38 | |
| $22,176 | — | — | — | |
| $21,451 | — | $11,580 | 0.54 | |
| $20,977 | — | $9,833 | 0.47 | |
| $20,885 | — | $7,917 | 0.38 | |
| National Median | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Queen City College, approximately 60% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 73 graduates with reported earnings and 84 graduates with debt data. Small samples may not be representative.