Analysis
The debt picture here looks remarkably favorable—$8,178 is well below what similar interdisciplinary programs typically produce in New Jersey ($10,406) and substantially better than the national median of $13,023. With estimated first-year earnings around $36,000 based on comparable programs nationwide, the debt-to-earnings ratio of 0.23 suggests graduates could reasonably pay off their loans within months of starting work, not years.
Where this gets more interesting is the four-year earnings data, which is actual reported information: $43,659. That's a meaningful jump that puts graduates roughly on par with the New Jersey state median for this field. The spread among similar programs in the state is wide—from Brookdale's $27,193 to Thomas Edison's $58,827—which reflects how variable outcomes can be in interdisciplinary studies depending on the specific career path students pursue. Raritan Valley's actual mid-career results land in the middle of that range.
For a two-year degree with minimal debt, this represents a practical entry point to the workforce. The low debt burden means your child has flexibility after graduation—whether that's starting work immediately, pursuing further education, or adjusting career direction without being locked in by loan payments. The key uncertainty is whether your child's specific career goals align with the $36,000-$44,000 earnings trajectory that peer programs typically produce.
Where Raritan Valley Community College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Raritan Valley Community College | — | $43,659 | — |
| Thomas Edison State University | $58,827 | $80,459 | +37% |
| Central Carolina Technical College | $59,456 | $57,364 | -4% |
| Tri-County Technical College | $51,330 | $52,881 | +3% |
| Brookdale Community College | $27,193 | $30,446 | +12% |
Compare to Similar Programs in New Jersey
Multi/Interdisciplinary Studies associates's programs at peer institutions in New Jersey (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,520 | $35,979* | $43,659 | $8,178 | — | |
| $6,638 | $58,827* | $80,459 | $11,312 | 0.19 | |
| $5,921 | $27,193* | $30,446 | $13,000 | 0.48 | |
| National Median | — | $35,979* | — | $13,023 | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Raritan Valley Community College, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.