Analysis
Regent University's pastoral counseling program carries debt levels that significantly outpace both earnings and competitor benchmarks. While graduates earn slightly above the national median at $33,407 initially, that income barely budges over the next four years—and the $35,500 in median debt means graduates start with more debt than they'll earn in their first year. That 1.06 debt-to-earnings ratio is particularly concerning in a helping profession where financial margins are typically tight. The program ranks in just the 40th percentile among Virginia's four pastoral counseling programs, trailing Liberty University's graduates by about $700 annually.
The debt burden is the real issue here. This program ranks in the 6th percentile nationally for debt—meaning 94% of similar programs burden students with less. Given that graduates are earning within typical range for this field, the question becomes whether Regent's additional cost translates into meaningful career advantages that aren't captured in these numbers. The modest 6% earnings growth over four years suggests graduates aren't rapidly advancing into higher-paying ministry leadership roles.
For families considering this path, understand that pastoral counseling rarely leads to high earnings regardless of institution. If your child is committed to this calling, they need to either minimize debt substantially or have a clear plan for how Regent's specific network and training justify paying $8,750 more than the national median debt load. The small sample size adds uncertainty, but the debt differential is too stark to ignore.
Where Regent University Stands
Earnings vs. debt across all pastoral counseling and specialized ministries bachelors's programs nationally
Earnings Distribution
How Regent University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Regent University | $33,407 | $35,365 | +6% |
| Grace College and Theological Seminary | $25,060 | $46,577 | +86% |
| Lubbock Christian University | $38,473 | $46,276 | +20% |
| Liberty University | $34,083 | $41,716 | +22% |
| Crown College | $26,538 | $41,595 | +57% |
Compare to Similar Programs in Virginia
Pastoral Counseling and Specialized Ministries bachelors's programs at peer institutions in Virginia (4 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $20,686 | $33,407 | $35,365 | $35,500 | 1.06 | |
| $21,222 | $34,083 | $41,716 | $23,750 | 0.70 | |
| National Median | — | $32,226 | — | $26,750 | 0.83 |
Career Paths
Occupations commonly associated with pastoral counseling and specialized ministries graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Regent University, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.