Analysis
Is borrowing $22,000 to earn $36,000 a year out of college reasonable? Based on comparable social sciences programs nationally, that's roughly the equation here. The estimated debt-to-earnings ratio of 0.61 sits below the concerning 1.0 threshold, meaning graduates would owe less than a year's salary—a manageable starting point, though not an impressive one. Rhode Island College serves a substantial population of Pell-eligible students (41%), so for families who genuinely need an affordable bachelor's degree option, these debt levels beat the national median of $25,500 for similar programs.
The earnings estimate of $36,279 mirrors both national and Rhode Island benchmarks almost exactly, which tells you this is a middle-of-the-road outcome rather than a standout. Social sciences degrees are versatile but rarely lucrative straight out of college, and peer programs suggest first-year earnings in this range are typical. The real question becomes whether your student has specific career goals—nonprofit work, education, government, graduate school—where this degree serves as foundation rather than endpoint.
The practical takeaway: if your family is looking at minimal or zero debt through grants and in-state tuition, this becomes a sensible launch pad. But if you're taking on the full estimated debt load of $22,000, make sure your student has a clear plan for what comes after graduation, since the salary alone won't create much financial breathing room in those early years.
Where Rhode Island College Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Rhode Island
Social Sciences bachelors's programs at peer institutions in Rhode Island (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,986 | $36,279* | — | $22,116* | — | |
| $16,408 | $36,548* | $50,171 | $23,732* | 0.65 | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rhode Island College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.