Median Earnings (1yr)
$20,219
11th percentile
Median Debt
$12,000
36% above national median
Debt-to-Earnings
0.59
Manageable
Sample Size
59
Adequate data

Analysis

Richard Bland College's Physical Sciences associate's degree graduates start at just $20,219—placing them in the 11th percentile nationally and well below the $26,948 national median. While that initial earning figure is concerning, the program deserves closer examination for two reasons: remarkably low debt ($12,000, among the lowest 5% nationally) and strong earnings growth that pushes median income to $36,197 by year four.

The state comparison is less useful here since Richard Bland appears to be the only Virginia institution reporting data for this specific associate's program. What matters more is whether this two-year degree is functioning as a transfer pathway or terminal credential. The 79% earnings jump suggests many graduates either continue their education or gain technical skills that take time to monetize—both common patterns for community college STEM programs.

For families, the calculation is straightforward: with a debt-to-earnings ratio of 0.59, graduates owe roughly seven months of their first-year salary. If your child plans to transfer to complete a bachelor's degree, this is a cost-effective foundation. If they're entering the workforce directly after graduation, understand they'll need patience—those first-year earnings are tight, though the trajectory improves substantially. The minimal debt load at least means your student won't be crushed by payments while establishing themselves.

Where Richard Bland College Stands

Earnings vs. debt across all physical sciences associates's programs nationally

Richard Bland CollegeOther physical sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Richard Bland College graduates compare to all programs nationally

Richard Bland College graduates earn $20k, placing them in the 11th percentile of all physical sciences associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Physical Sciences associates's programs at peer institutions in Virginia

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Richard Bland College$20,219$36,197$12,0000.59
National Median$26,948—$8,8120.33

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Richard Bland College, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 59 graduates with reported earnings and 162 graduates with debt data. Small samples may not be representative.