Analysis
A debt-to-earnings ratio of 0.19 suggests this could be a manageable investment—if the estimates hold. Based on comparable fire protection programs nationally, graduates typically earn around $56,000 in their first year while carrying roughly $10,400 in debt. That means paying off loans could take less than three months of gross income, which compares favorably to many two-year degrees. North Carolina has 23 schools offering fire protection programs, though none report sufficient graduate data for direct comparison, making it difficult to assess how Rowan-Cabarrus specifically prepares students relative to local alternatives.
The challenge is that both the earnings and debt figures are projections drawn from peer programs elsewhere, not actual outcomes from this community college. Fire protection is a field where local hiring practices, department connections, and certification pathways matter enormously—factors that national medians can't capture. The national benchmark shows a wide earnings range, with top programs producing graduates who earn $75,500, suggesting significant variation in outcomes depending on the program and local job market.
For parents, the key question is whether Rowan-Cabarrus has strong relationships with fire departments in the region and what percentage of graduates secure positions quickly. Before committing, ask the program directly about job placement rates and where recent graduates are working—actual outcomes from this school will tell you far more than these estimated figures can.
Where Rowan-Cabarrus Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,064 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan-Cabarrus Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.