Median Earnings (1yr)
$27,726
54th percentile (60th in NC)
Median Debt
$8,719
20% below national median
Debt-to-Earnings
0.31
Manageable
Sample Size
133
Adequate data

Analysis

Rowan-Cabarrus delivers exactly what you'd expect from a community college liberal arts associate's: modest initial earnings with manageable debt. At $27,726 in the first year, graduates earn slightly above both the national and North Carolina medians for this program, landing in the 60th percentile statewide. The $8,719 in median debt is reasonable—about three months of first-year earnings—though it's worth noting that 73% of similar programs nationally carry less debt.

The real question is what your child plans to do next. This degree typically serves as a transfer foundation for a bachelor's, not a career endpoint. The 17% earnings bump to $32,427 by year four suggests some graduates find decent work with just the associate's, but compare that to top-performing NC programs like Randolph Community College ($40,145) or Beaufort County ($38,009), which place graduates in significantly stronger positions. The difference isn't the degree itself—it's likely regional job markets and what industries students move into.

If your child is set on transferring to a four-year school, this program works fine as an affordable stepping stone. If they're planning to stop at the associate's level, understand they're looking at entry-level wages that will require years to build meaningfully. The debt won't sink them, but the earnings ceiling is real.

Where Rowan-Cabarrus Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Rowan-Cabarrus Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rowan-Cabarrus Community College graduates compare to all programs nationally

Rowan-Cabarrus Community College graduates earn $28k, placing them in the 54th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in North Carolina (66 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rowan-Cabarrus Community College$27,726$32,427$8,7190.31
Randolph Community College$40,145$45,441——
Beaufort County Community College$38,009$29,711$7,9470.21
Fayetteville Technical Community College$36,276$35,495$12,0370.33
University of Mount Olive$35,452$40,326$27,5620.78
Vance-Granville Community College$34,109$30,228——
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Randolph Community College
Asheboro
$2,416$40,145—
Beaufort County Community College
Washington
$2,540$38,009$7,947
Fayetteville Technical Community College
Fayetteville
$2,628$36,276$12,037
University of Mount Olive
Mount Olive
$25,950$35,452$27,562
Vance-Granville Community College
Henderson
$1,956$34,109—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan-Cabarrus Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 133 graduates with reported earnings and 140 graduates with debt data. Small samples may not be representative.