Analysis
A debt load of roughly $23,250—based on similar programs at Rowan—becomes manageable when first-year earnings of $43,002 outperform most other Homeland Security programs in New Jersey. With only four schools offering this major in the state, Rowan sits above the state median of $41,313, suggesting its graduates compete effectively in the local security job market. The 0.54 debt-to-earnings ratio falls well below the concerning 1.0 threshold that signals repayment struggles.
The national picture tells a more sobering story. That same $43,002 places graduates in the 29th percentile nationwide, meaning similar programs elsewhere typically produce stronger earnings outcomes—the national median reaches $48,676. For families considering out-of-state alternatives or wondering about career mobility beyond New Jersey, this gap matters. However, the estimated debt appears aligned with national norms ($23,475 nationally), so Rowan isn't loading students with unusual borrowing for this field.
The practical question is geography. If your child plans to work in New Jersey's government agencies, law enforcement, or security sectors, Rowan's above-median state performance and reasonable debt suggest solid value. If they're eyeing federal positions or agencies in higher-cost metros where competition includes graduates from top-performing programs, the earnings gap becomes harder to ignore. The limited data here means confirmation from Rowan about actual graduate outcomes would strengthen any decision.
Where Rowan University Stands
Earnings vs. debt across all homeland security bachelors's programs nationally
Earnings Distribution
How Rowan University graduates compare to all programs nationally
Compare to Similar Programs in New Jersey
Homeland Security bachelors's programs at peer institutions in New Jersey (4 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,700 | $43,002 | — | $23,250* | — | |
| $13,971 | $39,624 | $50,145 | $14,562* | 0.37 | |
| National Median | — | $48,676 | — | $23,475* | 0.48 |
Career Paths
Occupations commonly associated with homeland security graduates
Emergency Management Directors
Criminal Justice and Law Enforcement Teachers, Postsecondary
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
Postsecondary Teachers, All Other
First-Line Supervisors of Police and Detectives
First-Line Supervisors of Security Workers
First-Line Supervisors of Protective Service Workers, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 18 graduates with reported earnings and 16 graduates with debt data. Small samples may not be representative.