Median Earnings (1yr)
$43,486
83rd percentile (60th in NJ)
Median Debt
$27,000
At national median
Debt-to-Earnings
0.62
Manageable
Sample Size
358
Adequate data

Analysis

Rowan University's Liberal Arts program significantly outperforms national expectations, with graduates earning $43,486 in their first year—placing it in the 83rd percentile nationally and well above the $36,340 national median. This $7,000+ earnings premium over typical liberal arts programs represents real value, especially considering the reasonable $27,000 debt load that matches both national and state medians.

Within New Jersey, however, the picture becomes more nuanced. While Rowan ranks in the 60th percentile statewide, it trails programs like Thomas Edison State ($49,779) and Stockton University ($42,209). Still, graduates see solid earnings growth to nearly $50,000 by year four, and the 0.62 debt-to-earnings ratio indicates manageable financial obligations—meaning graduates can expect to earn more than their total debt in less than eight months of work.

For parents concerned about the practicality of a liberal arts degree, Rowan offers a compelling middle ground. The program delivers earnings that exceed most liberal arts programs nationally while keeping debt reasonable, and the robust sample size confirms these aren't outlier results. While it may not be New Jersey's top performer, it provides strong value for students seeking a broad-based education without the financial stress often associated with liberal arts degrees.

Where Rowan University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Rowan UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rowan University graduates compare to all programs nationally

Rowan University graduates earn $43k, placing them in the 83th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New Jersey (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rowan University$43,486$49,750$27,0000.62
Thomas Edison State University$49,779$49,650$19,7660.40
Stockton University$42,209$52,751$27,0000.64
Rider University$41,315$51,305$22,2330.54
Ramapo College of New Jersey$40,331$47,482$27,6250.68
Fairleigh Dickinson University-Metropolitan Campus$39,071$47,240$26,0000.67
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas Edison State University
Trenton
$6,638$49,779$19,766
Stockton University
Galloway
$15,532$42,209$27,000
Rider University
Lawrenceville
$38,900$41,315$22,233
Ramapo College of New Jersey
Mahwah
$15,978$40,331$27,625
Fairleigh Dickinson University-Metropolitan Campus
Teaneck
$35,822$39,071$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.