Analysis
Based on comparable International Business programs in Michigan, graduates here likely earn around $59,000 in their first year—well above the national median of $50,000 for this degree. With estimated debt of $24,400, the debt-to-earnings ratio of 0.42 suggests manageable repayment, assuming those peer-program earnings patterns hold true.
The uncertainty here matters more than usual because Michigan's International Business landscape is polarized. Wayne State and Grand Valley report nearly $60,000 in early earnings, while Eastern Michigan's graduates start at just $31,500—a stunning gap for the same credential in the same state. Without actual data from Saginaw Valley, you're betting that this program's outcomes align with the stronger performers rather than the weaker ones. The school's 73% admission rate and modest SAT scores don't necessarily predict which pattern will emerge.
If Saginaw Valley's International Business graduates do follow the stronger Michigan programs, this represents solid value—first-year earnings that can support the debt load and exceed national norms. But that "if" is carrying significant weight. Before committing, press the career services office for concrete employment outcomes: where do graduates actually land jobs, and what are they earning? The difference between a $60,000 outcome and a $31,000 one transforms this from reasonable investment to financial strain.
Where Saginaw Valley State University Stands
Earnings vs. debt across all international business bachelors's programs nationally
Compare to Similar Programs in Michigan
International Business bachelors's programs at peer institutions in Michigan (18 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,240 | $58,746* | — | $24,397* | — | |
| $14,297 | $59,350* | $72,684 | $23,472* | 0.40 | |
| $14,628 | $58,746* | $72,435 | $24,397* | 0.42 | |
| $15,510 | $31,476* | — | $25,330* | 0.80 | |
| National Median | — | $49,890* | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saginaw Valley State University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.