Median Earnings (1yr)
$59,937
95th percentile (80th in MI)
Median Debt
$18,500
30% below national median
Debt-to-Earnings
0.31
Manageable
Sample Size
63
Adequate data

Analysis

Saginaw Valley State graduates earn nearly $60,000 right out of the gate—outperforming 95% of rehabilitation therapy programs nationwide and 80% within Michigan. That's $18,000 more than the typical Michigan graduate in this field and $24,000 above the national median. Even Grand Valley State, often considered the state's flagship for health programs, trails by more than $16,000. For a moderately selective school with a 73% admission rate, these outcomes punch well above their weight class.

The financial equation looks exceptionally clean. At just $18,500 in debt (far below both state and national medians of around $26,500), graduates face a debt burden of only 31% of their first-year salary. This means manageable payments from day one, with room to save or invest rather than simply surviving. The combination of high earnings and low debt is rare in allied health fields, where programs often saddle students with $30,000+ in loans for careers starting in the mid-$30,000s.

With a moderate sample size backing these numbers, this represents one of Michigan's strongest values in rehabilitation therapy. The program delivers immediate career traction at a price point that won't anchor graduates with debt for a decade. For families weighing in-state options, this belongs at the top of the list.

Where Saginaw Valley State University Stands

Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally

Saginaw Valley State UniversityOther rehabilitation and therapeutic professions programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saginaw Valley State University graduates compare to all programs nationally

Saginaw Valley State University graduates earn $60k, placing them in the 95th percentile of all rehabilitation and therapeutic professions bachelors programs nationally.

Compare to Similar Programs in Michigan

Rehabilitation and Therapeutic Professions bachelors's programs at peer institutions in Michigan (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saginaw Valley State University$59,937—$18,5000.31
Grand Valley State University$43,631$39,784$27,0000.62
Central Michigan University$39,008$45,042$27,0000.69
Eastern Michigan University$33,926$45,854$27,4250.81
National Median$35,966—$26,2500.73

Other Rehabilitation and Therapeutic Professions Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Grand Valley State University
Allendale
$14,628$43,631$27,000
Central Michigan University
Mount Pleasant
$14,190$39,008$27,000
Eastern Michigan University
Ypsilanti
$15,510$33,926$27,425

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saginaw Valley State University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 63 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.