Median Earnings (1yr)
$41,178
46th percentile (40th in IA)
Median Debt
$28,000
8% above national median
Debt-to-Earnings
0.68
Manageable
Sample Size
32
Adequate data

Analysis

Saint Ambrose's education program produces starting salaries nearly $1,600 below Iowa's median for teaching programs, placing it in just the 40th percentile statewide. That gap matters when you're choosing between 27 in-state options—compare this to Iowa State or University of Iowa, where education graduates start around $45,000. The 6% earnings bump over four years keeps pace with modest teacher salary schedules, but you're beginning from a lower baseline than most Iowa programs offer.

The debt picture offers a silver lining: at $28,000, it's close to both state and national medians, and the 0.68 debt-to-earnings ratio means your child would owe about eight months of their first-year salary. For a profession with standardized pay scales and reliable employment, that's manageable. However, when nearby programs deliver $4,000-7,000 higher starting salaries for similar debt loads, those earnings differences compound across a 30-year teaching career.

If Saint Ambrose is the right fit for other reasons—campus culture, specific program features—this won't derail a teaching career. But strictly as a financial decision for an Iowa teaching credential, stronger options exist at comparable tuition levels. The top five Iowa programs all outperform this one by at least $2,000 annually, which translates to meaningful breathing room on a teacher's budget.

Where Saint Ambrose University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Saint Ambrose UniversityOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Ambrose University graduates compare to all programs nationally

Saint Ambrose University graduates earn $41k, placing them in the 46th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Iowa (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Ambrose University$41,178$43,459$28,0000.68
Morningside University$48,478$43,020$27,0000.56
Grand View University$46,547$44,928$27,0000.58
Luther College$45,691$40,953$27,0000.59
Iowa State University$45,512$44,376$25,0000.55
University of Iowa$45,015$45,931$27,0000.60
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Morningside University
Sioux City
$38,190$48,478$27,000
Grand View University
Des Moines
$33,450$46,547$27,000
Luther College
Decorah
$50,320$45,691$27,000
Iowa State University
Ames
$10,497$45,512$25,000
University of Iowa
Iowa City
$10,964$45,015$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Ambrose University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.