Median Earnings (1yr)
$30,051
80th percentile (60th in MN)
Median Debt
$31,000
23% above national median
Debt-to-Earnings
1.03
Elevated
Sample Size
19
Limited data

Analysis

Saint Cloud State's studio arts program shows a surprisingly strong earnings trajectory, though the small sample size—fewer than 30 graduates—means these numbers could swing considerably year to year. Still, the pattern is encouraging: graduates start at $30,051 and climb to $45,346 within four years, a 51% increase that outpaces most arts programs. This lands above the 80th percentile nationally and the 60th percentile among Minnesota programs—solid performance for a field where many grads struggle to break $25,000 initially.

The $31,000 in debt is higher than both state and national medians, but it's not catastrophic relative to the earnings potential. The 1.03 debt-to-earnings ratio in year one isn't ideal, but the rapid income growth means graduates should be in a much better position to manage repayment by year four. For context, Minnesota State-Mankato's studio arts grads earn more out of the gate, but Saint Cloud's four-year earnings nearly close that gap.

The caveat matters here: with such a small cohort, you can't be certain your child's experience will mirror these numbers. But if they're committed to studio arts and want to stay in Minnesota, this program appears to prepare graduates for actual employment better than most. Just recognize that art careers remain financially unpredictable regardless of where you study.

Where Saint Cloud State University Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

Saint Cloud State UniversityOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Cloud State University graduates compare to all programs nationally

Saint Cloud State University graduates earn $30k, placing them in the 80th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Fine and Studio Arts bachelors's programs at peer institutions in Minnesota (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Cloud State University$30,051$45,346$31,0001.03
Minnesota State University-Mankato$38,717$37,298$27,0000.70
Minnesota State University Moorhead$30,521$33,601$27,0000.88
Concordia College at Moorhead$29,986$42,321$27,0000.90
St Olaf College$26,870—$25,0000.93
University of Minnesota-Duluth$25,660$31,772——
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Minnesota State University-Mankato
Mankato
$9,490$38,717$27,000
Minnesota State University Moorhead
Moorhead
$10,336$30,521$27,000
Concordia College at Moorhead
Moorhead
$30,020$29,986$27,000
St Olaf College
Northfield
$56,970$26,870$25,000
University of Minnesota-Duluth
Duluth
$14,318$25,660—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.