Analysis
Is $27,000 in debt reasonable for first-year earnings of roughly $41,000? Based on comparable health professions programs across Pennsylvania, this appears manageable—the debt-to-earnings ratio of 0.66 suggests graduates could realistically handle their loans on entry-level salaries. However, the range among Pennsylvania programs is striking. While Saint Francis's estimated outcomes align with the state median, top performers like Saint Joseph's Lancaster campus ($70,566) show that some health professions tracks deliver substantially higher returns, likely reflecting differences in specialization or clinical partnerships.
The challenge with health professions degrees is that "health professions" encompasses everything from clinical lab science to health administration, and outcomes depend heavily on licensure pathways and specific roles graduates pursue. Saint Francis's estimated figures suggest middle-of-the-pack performance for Pennsylvania programs at this level—not concerning, but not exceptional either when schools like Pitt are producing $44,545 earners with similar debt loads.
For parents, the key question is which specific health track your student is pursuing. If this program leads to licensure in a clinical field with clear job placement, the estimated debt picture looks reasonable. If it's a more general health studies degree without direct licensure, you'll want to understand how Saint Francis supports students in converting that bachelor's degree into actual healthcare employment, since the estimates alone don't tell you much about this particular program's career placement strength.
Where Saint Francis University Stands
Earnings vs. debt across all health professions bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Health Professions bachelors's programs at peer institutions in Pennsylvania (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,720 | $40,682* | — | $27,000* | — | |
| $31,866 | $70,566* | — | $27,801* | 0.39 | |
| $21,524 | $44,545* | — | $25,239* | 0.57 | |
| $51,340 | $36,819* | $70,368 | $26,576* | 0.72 | |
| $33,120 | $29,678* | — | $26,000* | 0.88 | |
| National Median | — | $38,492* | — | $26,000* | 0.68 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Francis University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in PA. Actual outcomes may vary.