Analysis
Saint Francis University charges $29,750 in median debt for a rehabilitation and therapeutic professions degree—relatively modest by national standards, landing in just the 5th percentile for borrowing in this field. The catch? First-year earnings data for this specific program had to be estimated from four similar Pennsylvania programs, which suggest around $40,000 in initial income. That debt-to-earnings ratio of 0.74 looks manageable on paper, but the real story emerges by year four, when graduates earn a median $71,144—a substantial jump that outpaces both the state and national benchmarks.
The earnings trajectory here is what matters most. While comparable programs across Pennsylvania typically start graduates around $40,000, Saint Francis alumni appear to reach significantly higher mid-career earnings. Whether this reflects the school's clinical partnerships, the specific allied health concentrations students pursue, or simply the career progression typical in physical therapy, occupational therapy, and related fields isn't clear from the limited data. What is clear: the debt burden won't overwhelm that first paycheck, and if the four-year earnings hold true, this program delivers strong returns relative to what families borrow.
The limitation is real—without direct reporting on this program's first-year outcomes, you're betting that Saint Francis performs at least as well as its Pennsylvania peers. The four-year number and low debt load suggest that bet may be reasonable, but you're choosing this program without the same transparency you'd have at Slippery Rock or Temple.
Where Saint Francis University Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Francis University | — | $71,144 | — |
| University of Pittsburgh-Bradford | $39,836 | $62,239 | +56% |
| University of Pittsburgh-Pittsburgh Campus | $39,836 | $62,239 | +56% |
| Temple University | $40,085 | $45,785 | +14% |
| Slippery Rock University of Pennsylvania | $41,797 | $38,020 | -9% |
Compare to Similar Programs in Pennsylvania
Rehabilitation and Therapeutic Professions bachelors's programs at peer institutions in Pennsylvania (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $41,720 | $39,961* | $71,144 | $29,750 | — | |
| $10,507 | $41,797* | $38,020 | $27,000 | 0.65 | |
| $22,082 | $40,085* | $45,785 | $27,000 | 0.67 | |
| $14,620 | $39,836* | $62,239 | $25,474 | 0.64 | |
| $21,524 | $39,836* | $62,239 | $25,474 | 0.64 | |
| National Median | — | $35,966* | — | $26,250 | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Francis University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in PA. Actual outcomes may vary.