Liberal Arts and Sciences, General Studies and Humanities at Saint Joseph's University - Philadelphia
Bachelor's Degree
Analysis
Saint Joseph's delivers something rare: a liberal arts program that doesn't compromise on earnings. At $53,766 in year one, graduates here earn 48% more than the typical Pennsylvania liberal arts graduate and outperform 95% of similar programs both nationally and statewide. Only Drexel manages higher earnings in Pennsylvania, and that gap narrows by year four. For a field often criticized for weak job prospects, these outcomes suggest Saint Joseph's networking, location in Philadelphia's job market, or curriculum creates genuine career advantages.
The debt load of $43,575 is substantial—about $15,000 above the state median—but the 0.81 debt-to-earnings ratio remains manageable because of those strong salaries. Graduates aren't chasing idealistic dreams while drowning in payments; they're earning enough to handle their loans while building careers that show 12% growth through year four. The moderate sample size suggests consistent outcomes rather than a few outliers skewing the data.
For families worried that a liberal arts degree means underemployment and financial struggle, Saint Joseph's presents clear evidence otherwise. You're paying more upfront, but your child would be entering a program that demonstrably opens better doors than nearly every alternative in Pennsylvania. If you're comparing this to Temple or IUP at lower debt levels, understand you're trading $15,000 in loans for roughly $18,000-20,000 more in annual earnings—a trade that pays off within the first year.
Where Saint Joseph's University - Philadelphia Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Joseph's University - Philadelphia graduates compare to all programs nationally
Saint Joseph's University - Philadelphia graduates earn $54k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Pennsylvania
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Pennsylvania (66 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Joseph's University - Philadelphia | $53,766 | $60,107 | $43,575 | 0.81 |
| Drexel University | $62,470 | $68,338 | $27,154 | 0.43 |
| Neumann University | $35,220 | $52,081 | $31,000 | 0.88 |
| Temple University | $35,205 | — | $34,372 | 0.98 |
| Indiana University of Pennsylvania-Main Campus | $33,174 | — | $31,000 | 0.93 |
| Juniata College | $31,548 | — | $26,857 | 0.85 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Pennsylvania
Compare tuition, earnings, and debt across Pennsylvania schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Drexel University Philadelphia | $60,663 | $62,470 | $27,154 |
| Neumann University Aston | $37,300 | $35,220 | $31,000 |
| Temple University Philadelphia | $22,082 | $35,205 | $34,372 |
| Indiana University of Pennsylvania-Main Campus Indiana | $11,380 | $33,174 | $31,000 |
| Juniata College Huntingdon | $56,402 | $31,548 | $26,857 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's University - Philadelphia, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.