Analysis
Saint Leo's graduates earn modestly above the state median for human services programs—$36,312 versus $36,210—ranking in the 60th percentile among Florida's ten schools offering this degree. But that initial salary advantage evaporates quickly: by year four, earnings drop to $32,781, falling below what graduates from schools like Indian River State College maintain. The real concern is the debt load of $50,406, nearly double what students typically borrow at other Florida programs ($29,441 median) and well above the national average. With a debt-to-earnings ratio of 1.39, graduates are borrowing roughly 16 months of their starting salary.
The math becomes difficult for a field where passion often matters as much as pay. Human services careers—whether in social work, counseling, or community outreach—rarely command high salaries, making that $50,000+ debt particularly challenging. You're looking at monthly payments that could strain a budget even while living frugally, and the declining earnings trajectory suggests limited room for financial growth in those critical early career years.
If your child is committed to human services, Florida has more affordable pathways to this career. Florida State College at Jacksonville produces similar outcomes with presumably lower debt, while Rasmussen graduates start at $40,125. Unless Saint Leo offers specific program features or connections worth the premium, the debt burden here creates unnecessary financial stress in a profession that's already financially modest.
Where Saint Leo University Stands
Earnings vs. debt across all human services bachelors's programs nationally
Earnings Distribution
How Saint Leo University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Leo University | $36,312 | $32,781 | -10% |
| California State University-Monterey Bay | $37,501 | $52,771 | +41% |
| University of South Florida | $33,351 | $41,105 | +23% |
| Indian River State College | $36,107 | $33,802 | -6% |
| Southeastern University | $32,373 | $32,323 | -0% |
Compare to Similar Programs in Florida
Human Services bachelors's programs at peer institutions in Florida (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $28,360 | $36,312 | $32,781 | $50,406 | 1.39 | |
| $15,117 | $40,125 | — | $46,312 | 1.15 | |
| $2,878 | $39,173 | — | $30,726 | 0.78 | |
| $2,764 | $36,107 | $33,802 | $13,583 | 0.38 | |
| $6,410 | $33,351 | $41,105 | $28,156 | 0.84 | |
| $31,732 | $32,373 | $32,323 | $26,121 | 0.81 | |
| National Median | — | $36,630 | — | $31,573 | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Leo University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 43 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.