Analysis
A $60,930 starting salary—matching the national median for applied mathematics bachelor's programs—paired with an estimated $25,421 in debt creates a manageable debt-to-earnings ratio of 0.42. Saint Mary's College doesn't report specific outcomes for this program due to small graduate cohorts, so these figures derive from peer programs nationally. For context, the debt estimate slightly exceeds the national median of $21,393 for applied math programs, though it remains well within reasonable bounds given the earning potential.
Applied mathematics degrees typically offer strong career flexibility, opening doors to data analysis, actuarial science, operations research, and software development roles. The estimated first-year earnings place graduates in solid entry-level territory, with room to grow—the national 75th percentile reaches $71,670, suggesting advancement potential for high performers. The moderate debt load means monthly payments should consume a manageable portion of take-home pay, avoiding the financial strain that derails some graduates' early careers.
For families considering Saint Mary's, recognize that these estimates reflect broader patterns rather than this specific program's track record. The small cohort size that triggers data suppression could signal either a boutique program with individualized attention or one still building its reputation. Request information from the mathematics department about recent graduate placements and career outcomes—small programs sometimes produce excellent results that simply don't show up in federal databases due to reporting thresholds.
Where Saint Mary's College Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,430 | $60,930* | — | $25,421* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $68,230 | $99,193* | $125,979 | $10,000* | 0.10 | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| $65,997 | $94,684* | — | —* | — | |
| $69,045 | $91,559* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.