Analysis
The numbers here tell a challenging story: estimated first-year earnings around $35,300 against $26,500 in debt means graduates would dedicate three-quarters of their first year's income to eliminate their student loans—a burden that likely stretches repayment over many years. While this debt level sits near the national norm for interdisciplinary studies programs, comparable bachelor's degrees in Minnesota typically produce better initial returns. The estimated earnings place graduates barely above what many entry-level positions require, raising questions about whether the credential delivers sufficient career acceleration to justify four years of education and substantial borrowing.
What's particularly concerning is the lack of visibility into this specific program's outcomes. The Department of Education suppresses the data when graduate cohorts are too small to report reliably, so these figures are drawn from national peer programs—not Saint Mary's actual graduates. This means parents are investing based on how similar programs typically perform elsewhere, not on this institution's track record. The 89% admission rate suggests Saint Mary's serves students who may need extra academic support, but without concrete data showing their graduates beat these national averages, you're betting on an unknown.
For families considering this path, the practical reality is stark: at these estimated earnings levels, debt repayment will meaningfully constrain post-graduation choices. Unless Saint Mary's can provide compelling evidence that their interdisciplinary studies graduates significantly outperform these peer-program estimates, families should explore more transparent alternatives with proven earning outcomes.
Where Saint Mary's University of Minnesota Stands
Earnings vs. debt across all multi-/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs Nationally
Multi-/Interdisciplinary Studies bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,160 | $35,282* | — | $26,500* | — | |
| $62,180 | $74,734* | $78,295 | $24,960* | 0.33 | |
| $15,580 | $60,897* | $39,309 | —* | — | |
| $8,179 | $60,513* | — | —* | — | |
| $46,140 | $57,906* | $58,631 | $31,142* | 0.54 | |
| $16,400 | $50,454* | — | $23,369* | 0.46 | |
| National Median | — | $35,282* | — | $26,000* | 0.74 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's University of Minnesota, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.