Analysis
At an estimated debt-to-earnings ratio of 0.42, this applied mathematics program appears manageable on paper, but the lack of actual outcome data for Saint Michael's graduates makes this harder to evaluate than it should be. The college is drawing from national benchmarks—$60,930 in first-year earnings and $25,421 in debt—based on similar bachelor's programs elsewhere. That suggests a reasonable financial starting point, with debt representing less than half a year's salary.
What complicates the picture is Saint Michael's selective but accessible admission profile. With a 92% acceptance rate and an average SAT of 1241, the college enrolls students across a wide academic spectrum. Applied mathematics programs can vary dramatically in rigor and employer recognition, and without knowing how Saint Michael's specific graduates actually fare, you're essentially betting that their outcomes will mirror the national median. The small program size that triggered data suppression also means fewer networking connections and potentially less-established recruiting pipelines than you'd find at larger programs.
For families considering this investment, the estimated numbers suggest financial viability—assuming they prove accurate. But the uncertainty cuts both ways: Saint Michael's graduates could outperform these estimates, or they could lag behind. If your child is considering this program, press the school directly for placement outcomes, graduate school acceptance rates, and employer connections specific to their applied math majors.
Where Saint Michael's College Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,040 | $60,930* | — | $25,421* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $68,230 | $99,193* | $125,979 | $10,000* | 0.10 | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| $65,997 | $94,684* | — | —* | — | |
| $69,045 | $91,559* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Michael's College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.