Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Is a health sciences bachelor's worth $27,000 in debt when peer programs nationally suggest first-year earnings around $35,000? That 0.77 debt-to-earnings ratio sits in reasonable territory—graduates would owe roughly three-quarters of their first-year salary. For context, the University of Vermont's health sciences program reports similar outcomes at $36,441 in first-year earnings with the same median debt, suggesting Saint Michael's estimates align with Vermont's small but established market for these degrees.
The challenge lies in what comes next. Health sciences bachelor's degrees often serve as stepping stones to graduate programs in nursing, physical therapy, or public health rather than terminal credentials. If your child plans to continue their education, that $27,000 becomes the foundation of a larger debt load. If they're entering the workforce directly, comparable programs suggest earnings that make the debt serviceable but not comfortable—monthly payments would consume a meaningful chunk of early-career income.
The real question is whether Saint Michael's provides value beyond what UVM offers at similar cost. With a 92% admission rate and relatively small cohort (data too limited to report), you're paying private college prices for outcomes that mirror the state's public flagship. Unless the smaller environment or specific program features justify the premium, Vermont's health sciences market doesn't reward the Saint Michael's name with measurably better starting positions.
Where Saint Michael's College Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Compare to Similar Programs in Vermont
Health Services/Allied Health/Health Sciences bachelors's programs at peer institutions in Vermont (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,040 | $35,279* | — | $27,000* | — | |
| $18,890 | $36,441* | — | $27,000* | 0.74 | |
| National Median | — | $35,279* | — | $26,690* | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Michael's College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 156 similar programs. Actual outcomes may vary.