Analysis
Saint Michael's College charges students roughly $26,000 in debt for a bachelor's in Multi/Interdisciplinary Studies—a credential that, based on national patterns for this major, typically leads to first-year earnings around $39,000. That 0.67 debt-to-earnings ratio isn't catastrophic, but it means graduates will likely face monthly loan payments equivalent to about 7% of their gross income, which becomes significant when you're earning under $40,000 to start.
What makes this harder to evaluate is that both the earnings and debt figures are estimates drawn from peer institutions nationally, since Saint Michael's graduate sample was too small for the Department of Education to report publicly. The actual Vermont benchmark for this major sits at about $36,000—roughly $3,000 less than the national median we're using here. If Saint Michael's outcomes track closer to other Vermont schools than to the national average, the debt burden becomes tighter still.
The broader concern is what interdisciplinary studies degrees deliver in the job market. These programs can be intellectually rewarding but often lack the clear career pathway of more specialized majors, which means that $26,000 in debt carries more risk when your earning potential depends heavily on what you do with the degree after graduation. Parents should understand they're looking at estimates rather than proven outcomes for this specific program, and that the major itself requires students to be particularly strategic about internships and career planning to justify the investment.
Where Saint Michael's College Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in Vermont
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Vermont (3 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,040 | $38,704* | — | $25,878* | — | |
| $11,400 | $35,685* | — | —* | — | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Michael's College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 196 similar programs. Actual outcomes may vary.