Median Earnings (1yr)
$25,100
34th percentile (25th in MN)
Median Debt
$15,827
45% above national median
Debt-to-Earnings
0.63
Manageable
Sample Size
85
Adequate data

Analysis

Saint Paul College's liberal arts associate program shows something unusual: while graduates start significantly below most Minnesota peers, their four-year earnings trajectory is stronger than the raw numbers suggest. First-year earnings of $25,100 place this program in just the 25th percentile statewide—well behind the Minnesota median of $32,056 and schools like Winona State that nearly double these starting figures. That's a notable gap in a state where this program typically delivers solid outcomes.

The stronger story emerges in the earnings growth: a 54% jump to $38,535 by year four indicates graduates gain traction in the labor market, though they're still playing catch-up. The debt picture is more favorable—$15,827 is manageable at 0.63 times first-year earnings and actually sits in the 14th percentile nationally for debt (meaning 86% of similar programs carry higher debt loads). For a school where 40% of students receive Pell grants, this relatively low debt burden matters.

The real question is whether that slow start justifies the investment when other Minnesota community colleges consistently deliver $38,000+ from year one. If your child has strong reasons to attend Saint Paul College—location, specific support services, or immediate employment lined up—the low debt keeps this viable. But purely on earnings potential, other in-state options provide a significant head start that this program struggles to overcome.

Where Saint Paul College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Saint Paul CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Paul College graduates compare to all programs nationally

Saint Paul College graduates earn $25k, placing them in the 34th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Minnesota (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Paul College$25,100$38,535$15,8270.63
Winona State University$46,673$48,881$13,0620.28
Inver Hills Community College$41,906$41,419$14,5750.35
Riverland Community College$38,856—$15,3750.40
Century College$38,376$42,912$14,2640.37
St Cloud Technical and Community College$37,802$41,810$15,1110.40
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Winona State University
Winona
$10,498$46,673$13,062
Inver Hills Community College
Inver Grove Heights
$6,007$41,906$14,575
Riverland Community College
Austin
$6,250$38,856$15,375
Century College
White Bear Lake
$6,182$38,376$14,264
St Cloud Technical and Community College
Saint Cloud
$4,957$37,802$15,111

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Paul College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 85 graduates with reported earnings and 146 graduates with debt data. Small samples may not be representative.