Analysis
Based on comparable programs nationwide, this interdisciplinary associate's degree appears positioned near the national median for earnings at roughly $36,000 first-year, but carries significantly higher debt than typical—about $21,000 versus a national median of $13,000 for similar programs. That $8,000 gap matters when you're earning in the mid-thirties: the estimated debt burden here translates to roughly seven months of first-year income, compared to four months for the typical program nationally. With 40% of students receiving Pell grants, that extra debt load could prove particularly challenging for families already stretching to afford college.
The fundamental question is whether an interdisciplinary associate's degree justifies this debt level. These programs can offer flexibility and broad preparation, but they don't typically lead to specialized career paths with premium starting salaries. At $21,000 in estimated debt, graduates would face monthly loan payments around $230 for ten years—manageable but meaningful when your take-home from a $36,000 salary leaves little cushion. Minnesota has 18 schools offering this credential, and the fact that so few report actual outcomes makes comparison difficult, but the state's higher-than-national debt pattern is clear.
If your child is considering Saint Paul College specifically for the flexibility of an interdisciplinary program, verify what career services and transfer pathways the school offers. The value here likely depends heavily on whether this serves as a springboard to a bachelor's degree or connects to concrete employment opportunities—neither of which the estimated numbers alone can tell you.
Where Saint Paul College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,318 | $35,979* | — | $21,175* | — | |
| $5,715 | $59,456* | $57,364 | —* | — | |
| $6,638 | $58,827* | $80,459 | $11,312* | 0.19 | |
| $4,448 | $51,330* | $52,881 | —* | — | |
| $4,706 | $48,307* | $50,784 | $13,077* | 0.27 | |
| $5,044 | $45,236* | — | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Paul College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.