Analysis
Borrowing $25,000 for a bachelor's degree that leads to starting earnings around $45,000 creates a manageable debt-to-earnings ratio of 0.55—well within the range where graduates can typically handle repayment without major financial strain. Based on comparable International Business programs in New Jersey, this estimated first-year salary tracks with what similar schools are producing, though it falls roughly $4,500 short of the national median for this major. Saint Peter's serves a predominantly working-class student body, with 54% receiving Pell grants, which means many families here are balancing affordability against career outcomes.
The challenge is that International Business programs in New Jersey show considerable variation—graduates from Rider University earn nearly $8,000 more in their first year than peers at other state programs, while Berkeley College graduates start at less than half that amount. Without actual outcomes data for Saint Peter's specific program, you're working with estimates that may not capture this school's unique employment networks or student profile. The estimated debt load sits below New Jersey's typical burden for this major, which helps offset some of the earnings uncertainty.
If your child is drawn to international business and values Saint Peter's urban location and mission, the estimated financial picture suggests reasonable, not exceptional, returns. Push the school for placement data, employer partnerships, and support for internships—those details matter more here than the estimates can tell you.
Where Saint Peter's University Stands
Earnings vs. debt across all international business bachelors's programs nationally
Compare to Similar Programs in New Jersey
International Business bachelors's programs at peer institutions in New Jersey (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,054 | $45,396* | — | $25,000* | — | |
| $38,900 | $53,124* | $74,468 | $27,000* | 0.51 | |
| $13,426 | $45,396* | — | $24,185* | 0.53 | |
| $28,600 | $22,059* | — | $38,350* | 1.74 | |
| National Median | — | $49,890* | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Peter's University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NJ. Actual outcomes may vary.