Est. Earnings (1yr)
$38,726
Est. from national median (95 programs)
Est. Median Debt
$25,000
Est. from national median (7 programs)

Analysis

A $25,000 debt load paired with first-year earnings around $38,700—figures drawn from comparable geography programs nationally—creates a manageable but hardly inspiring financial picture. Based on peer institutions, you're looking at a debt-to-earnings ratio of 0.65, meaning roughly eight months of gross income to cover the borrowed amount. That's reasonable on paper, though it leaves little cushion for the reality of entry-level living expenses in a field not known for rapid salary growth.

What complicates this assessment is that Alabama's geography programs typically produce slightly stronger outcomes than the national median suggests—closer to $40,800 based on state data—which could improve the math somewhat. Still, when University of Alabama graduates in this field start above $40,500, and you're paying private university tuition at an institution with an 82% admission rate, the value proposition requires scrutiny. Geography and cartography can lead to stable careers in GIS, urban planning, or environmental consulting, but these paths often demand additional credentials or technical skills to reach stronger earning potential.

The core question isn't whether this degree can work—it can—but whether Samford's premium justifies what peer programs suggest will be modest early earnings. If your child is committed to geography and values Samford's campus culture or specific faculty connections, the debt level won't derail their future. But if maximizing earning potential matters, exploring state universities or considering double-majoring with a more technical field would strengthen the investment considerably.

Where Samford University Stands

Earnings vs. debt across all geography and cartography bachelors's programs nationally

Compare to Similar Programs in Alabama

Geography and Cartography bachelors's programs at peer institutions in Alabama (8 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Samford UniversityBirmingham$38,144$38,726*—$25,000*—
University of North AlabamaFlorence$11,990$41,076*$49,574$28,500*0.69
The University of AlabamaTuscaloosa$11,900$40,546*$55,745$23,750*0.59
National Median—$38,726*—$22,657*0.59
* Estimated from similar programs

Career Paths

Occupations commonly associated with geography and cartography graduates

Geographers

Study the nature and use of areas of the Earth's surface, relating and interpreting interactions of physical and cultural phenomena. Conduct research on physical aspects of a region, including land forms, climates, soils, plants, and animals, and conduct research on the spatial implications of human activities within a given area, including social characteristics, economic activities, and political organization, as well as researching interdependence between regions at scales ranging from local to global.

$97,200/yrJobs growth:Bachelor's degree

Geography Teachers, Postsecondary

Teach courses in geography. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Cartographers and Photogrammetrists

Research, study, and prepare maps and other spatial data in digital or graphic form for one or more purposes, such as legal, social, political, educational, and design purposes. May work with Geographic Information Systems (GIS). May design and evaluate algorithms, data structures, and user interfaces for GIS and mapping systems. May collect, analyze, and interpret geographic information provided by geodetic surveys, aerial photographs, and satellite data.

$78,380/yrJobs growth:Bachelor's degree

Surveying and Mapping Technicians

Perform surveying and mapping duties, usually under the direction of an engineer, surveyor, cartographer, or photogrammetrist, to obtain data used for construction, mapmaking, boundary location, mining, or other purposes. May calculate mapmaking information and create maps from source data, such as surveying notes, aerial photography, satellite data, or other maps to show topographical features, political boundaries, and other features. May verify accuracy and completeness of maps.

$51,940/yrJobs growth:High school diploma or equivalent

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

Wind Energy Development Managers

Lead or manage the development and evaluation of potential wind energy business opportunities, including environmental studies, permitting, and proposals. May also manage construction of projects.

Brownfield Redevelopment Specialists and Site Managers

Plan and direct cleanup and redevelopment of contaminated properties for reuse. Does not include properties sufficiently contaminated to qualify as Superfund sites.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Samford University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.