Analysis
A $25,000 debt load paired with first-year earnings around $38,700—figures drawn from comparable geography programs nationally—creates a manageable but hardly inspiring financial picture. Based on peer institutions, you're looking at a debt-to-earnings ratio of 0.65, meaning roughly eight months of gross income to cover the borrowed amount. That's reasonable on paper, though it leaves little cushion for the reality of entry-level living expenses in a field not known for rapid salary growth.
What complicates this assessment is that Alabama's geography programs typically produce slightly stronger outcomes than the national median suggests—closer to $40,800 based on state data—which could improve the math somewhat. Still, when University of Alabama graduates in this field start above $40,500, and you're paying private university tuition at an institution with an 82% admission rate, the value proposition requires scrutiny. Geography and cartography can lead to stable careers in GIS, urban planning, or environmental consulting, but these paths often demand additional credentials or technical skills to reach stronger earning potential.
The core question isn't whether this degree can work—it can—but whether Samford's premium justifies what peer programs suggest will be modest early earnings. If your child is committed to geography and values Samford's campus culture or specific faculty connections, the debt level won't derail their future. But if maximizing earning potential matters, exploring state universities or considering double-majoring with a more technical field would strengthen the investment considerably.
Where Samford University Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs in Alabama
Geography and Cartography bachelors's programs at peer institutions in Alabama (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,144 | $38,726* | — | $25,000* | — | |
| $11,990 | $41,076* | $49,574 | $28,500* | 0.69 | |
| $11,900 | $40,546* | $55,745 | $23,750* | 0.59 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Samford University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.