Analysis
A debt-to-earnings ratio of 0.36—meaning estimated debt roughly equals four months of first-year income—puts this program in comfortable territory by most affordability standards. Based on comparable interdisciplinary studies programs nationally, graduates typically earn around $36,000 in their first year, while carrying about $13,000 in debt. For context, San Diego Miramar's estimated debt burden sits notably below the $16,800 median for similar California programs, which matters in a state where community college costs can vary significantly.
The interdisciplinary studies pathway often serves as a stepping stone rather than a terminal degree, which complicates the value calculation. Students pursuing this route typically either transfer to four-year programs or enter the workforce in roles where the associate's credential opens doors but doesn't necessarily command premium wages. That $36,000 starting salary reflects this reality—it's entry-level income that suggests job access rather than specialized expertise. The relatively low debt burden becomes particularly important here, since many graduates will be investing in additional education.
For families considering this program, the key question is your child's next step. If they're planning to transfer and continue their education, keeping debt under $15,000 for an associate's degree provides financial breathing room for bachelor's-level expenses. If they're heading straight to work, understand that comparable programs typically generate modest but stable entry-level earnings—enough to manage the debt, but unlikely to accelerate wealth-building without further credentials or career progression.
Where San Diego Miramar College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,150 | $35,979* | — | $13,012* | — | |
| $5,715 | $59,456* | $57,364 | —* | — | |
| $6,638 | $58,827* | $80,459 | $11,312* | 0.19 | |
| $4,448 | $51,330* | $52,881 | —* | — | |
| $4,706 | $48,307* | $50,784 | $13,077* | 0.27 | |
| $5,044 | $45,236* | — | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Diego Miramar College, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.