Analysis
Similar social sciences programs in California suggest first-year earnings around $34,871, which sits below the national median of $37,459 and trails other CSU campuses by $2,000-$4,000. Given San Francisco's notoriously high cost of living, this earnings figure raises practical concerns—rent alone in the Bay Area can consume half or more of a $35,000 salary, making financial independence difficult right out of college.
The upside is manageable debt. At an estimated $16,338 based on comparable programs at San Francisco State, graduates would face monthly payments around $180 on a standard plan—less than half the national median debt load for this degree. The 0.47 debt-to-earnings ratio suggests the financial burden, while real, won't be crushing. For context, 41% of students here receive Pell grants, indicating many families are already stretching financially.
The challenge is location versus opportunity. Social sciences graduates from peer CSU schools are earning $2,000-$10,000 more annually, though we can't know if that gap holds specifically for San Francisco State. If your student plans to stay in the Bay Area after graduation, they'll need either roommates, family housing support, or a clear path to rapid salary growth. If they're willing to relocate to lower-cost California cities, the debt load is light enough to make that transition feasible.
Where San Francisco State University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in California
Social Sciences bachelors's programs at peer institutions in California (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,424 | $34,871* | — | $16,338* | — | |
| $13,160 | $45,588* | $40,271 | $41,281* | 0.91 | |
| $7,826 | $39,149* | $45,978 | $15,446* | 0.39 | |
| $7,602 | $39,061* | $49,984 | $16,194* | 0.41 | |
| $7,739 | $37,446* | $43,710 | $18,719* | 0.50 | |
| $8,064 | $36,382* | $42,136 | $16,500* | 0.45 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Francisco State University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in CA. Actual outcomes may vary.