Analysis
In Silicon Valley's backyard, SJSU's Applied Mathematics program appears to deliver solid middle-class outcomes without crushing debt. Based on comparable California programs, graduates typically earn around $57,000 in their first year—below the national median of $61,000 but right in line with what similar programs across the state produce. More importantly, estimated debt of $15,500 creates a manageable 0.27 debt-to-earnings ratio, well under the concerning 1.0 threshold.
The real question is whether this program can compete with nearby options. Berkeley and USC graduates from similar programs earn over $70,000, though those schools are far more selective. SJSU sits in the middle tier of California's Applied Math offerings—not elite, but within striking distance of UC Davis and UCSB outcomes while serving a more diverse student body (35% Pell-eligible). The location matters: being in San Jose positions graduates for tech sector opportunities that could accelerate earnings beyond these first-year estimates.
For families seeking a math-heavy degree without extreme debt, the estimated numbers suggest reasonable value. The lower debt burden gives graduates flexibility to pursue graduate school or accept entry-level positions in competitive fields. Just recognize these figures are derived from peer programs statewide—SJSU's actual outcomes could vary based on its specific curriculum and industry connections.
Where San Jose State University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in California
Applied Mathematics bachelors's programs at peer institutions in California (22 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,992 | $56,789* | — | $15,516* | — | |
| $14,850 | $71,814* | $120,626 | $14,598* | 0.20 | |
| $68,237 | $71,622* | $72,484 | $12,251* | 0.17 | |
| $13,747 | $61,188* | $81,414 | $14,400* | 0.24 | |
| $14,965 | $59,638* | $86,227 | $17,000* | 0.29 | |
| $15,247 | $53,940* | $76,162 | $14,750* | 0.27 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Jose State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in CA. Actual outcomes may vary.