Analysis
A debt-to-earnings ratio of 0.36 suggests manageable borrowing, but the story here is complicated by what we don't know. Both the estimated $35,979 first-year salary and $13,012 debt figure come from national medians across similar interdisciplinary associate programs—not from Santa Ana College's actual graduates. This matters because interdisciplinary studies programs vary wildly in focus and career preparation, making peer comparisons less reliable than in more defined fields like nursing or accounting.
The estimated debt is notably lower than California's median of $16,812 for these programs, which could reflect Santa Ana College's community college structure and lower tuition costs. However, interdisciplinary associate degrees often serve as transfer preparation rather than terminal credentials, meaning many students continue to a bachelor's—adding both time and debt before entering their intended career field. If your child plans to transfer, these numbers represent only the first stage of total educational investment.
The practical question is whether this particular program aligns with a clear career path or transfer plan. Without actual outcome data for Santa Ana College's interdisciplinary studies graduates, you're essentially making a bet on how well this program matches the national pattern. Community college costs typically minimize downside risk, but push the college to explain what jobs or four-year programs their graduates actually pursue—that concrete information matters more than these estimated averages.
Where Santa Ana College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,180 | $35,979* | — | $13,012* | — | |
| $5,715 | $59,456* | $57,364 | —* | — | |
| $6,638 | $58,827* | $80,459 | $11,312* | 0.19 | |
| $4,448 | $51,330* | $52,881 | —* | — | |
| $4,706 | $48,307* | $50,784 | $13,077* | 0.27 | |
| $5,044 | $45,236* | — | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Santa Ana College, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.