Analysis
New Jersey's applied mathematics programs command impressive starting salaries—Stevens Institute produces graduates earning nearly $98,000—which makes Seton Hall's estimated $61,000 figure for this program worth scrutinizing. Based on national peer programs (the actual graduate cohort here was too small to report separately), these earnings fall well short of what other New Jersey math graduates typically achieve. That's a substantial gap in a state known for quantitative talent pipelines into finance, tech, and pharmaceutical companies.
The estimated debt load of roughly $25,000 looks manageable against that $61,000 salary, yielding a debt-to-earnings ratio of 0.42 that suggests reasonable affordability. But context matters: if similar programs at other New Jersey institutions are launching graduates into $97,000 roles with comparable debt burdens, the return-on-investment calculation shifts considerably. Applied mathematics should open doors to high-paying technical careers, and the earnings differential here suggests either different career paths or weaker industry connections compared to top programs in the state.
Since these figures are derived from peer institutions nationally rather than Seton Hall's specific outcomes, consider reaching out to the mathematics department directly. Ask where recent graduates actually landed jobs, what those starting salaries looked like, and whether the program has distinct pathways into New Jersey's lucrative quantitative sectors. The gap between estimated and state-level earnings is large enough that actual placement data could tell a very different story.
Where Seton Hall University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in New Jersey
Applied Mathematics bachelors's programs at peer institutions in New Jersey (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,370 | $60,930* | — | $25,421* | — | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Seton Hall University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.