Analysis
The $34,000 gap between what Simmons' peer programs nationally suggest ($41,362) and what Tufts reports for cognitive science graduates in Massachusetts ($75,672) tells you something important: location matters immensely in this field, but not all Boston schools capture the same premium. Simmons sits in the same metro area as Tufts, yet the estimated outcomes align with the national median rather than the state's—suggesting either different career pathways for graduates or less access to the high-paying cognitive science roles (typically in tech, research, or consulting) that Boston is known for.
The estimated $18,000 debt load is reasonable—a 0.44 ratio to first-year earnings falls well within manageable territory. But peer programs suggest entry-level earnings that might feel tight in Boston's expensive market, especially compared to what other cognitive science programs in the state appear to produce. Your child wouldn't be buried in debt, but they also wouldn't have the immediate earning power to live comfortably in the city without roommates or family support.
For a cognitive science degree at Simmons to work financially, your child would need a clear plan to access higher-paying opportunities—strong internships, graduate school preparation, or specific technical skills that command better salaries. The program itself won't guarantee the Boston premium that makes the city's cost of living worthwhile.
Where Simmons University Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Cognitive Science bachelors's programs at peer institutions in Massachusetts (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $45,538 | $41,362* | — | $18,000* | — | |
| $67,844 | $75,672* | — | $18,000* | 0.24 | |
| National Median | — | $41,362* | — | $17,750* | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Simmons University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.