Analysis
Somerset Community College's interdisciplinary associate's program shows a troubling pattern: graduates earn $31,643 in their first year—already below Kentucky's median of nearly $40,000—then see earnings drop 21% to just $25,058 by year four. This places the program in the bottom quarter of Kentucky's offerings, with comparable programs at Bluegrass and Jefferson community colleges generating nearly double the four-year earnings. For context, Kentucky typically outperforms the national average for this degree, making Somerset's underperformance particularly notable.
The $13,023 debt load seems manageable at first glance, representing just 41% of first-year earnings. But that calculation becomes less comforting when earnings crater to $25K within a few years. Students would be better served exploring alternatives within the Kentucky community college system—even nearby options like West Kentucky Community and Technical College hit the state median of $39,918, providing substantially more financial stability.
With 43% of students receiving Pell grants, many Somerset families are counting on this degree to improve economic prospects. Unfortunately, the downward earnings trajectory suggests the credential isn't translating into stable career advancement. Parents should ask pointed questions about job placement patterns and consider whether their student might achieve better outcomes at one of Kentucky's higher-performing community colleges, even if it means a longer commute.
Where Somerset Community College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Earnings Distribution
How Somerset Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Somerset Community College | $31,643 | $25,058 | -21% |
| Bluegrass Community and Technical College | $48,307 | $50,784 | +5% |
| West Kentucky Community and Technical College | $39,918 | $41,307 | +3% |
| Ashland Community and Technical College | $29,638 | $35,690 | +20% |
| Maysville Community and Technical College | $42,718 | $29,597 | -31% |
Compare to Similar Programs in Kentucky
Multi/Interdisciplinary Studies associates's programs at peer institutions in Kentucky (16 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $4,656 | $31,643 | $25,058 | $13,023 | 0.41 | |
| $4,706 | $48,307 | $50,784 | $13,077 | 0.27 | |
| $4,656 | $42,718 | $29,597 | $14,078 | 0.33 | |
| $4,706 | $42,549 | $29,085 | $15,503 | 0.36 | |
| $4,656 | $39,918 | $41,307 | $10,000 | 0.25 | |
| $4,656 | $29,638 | $35,690 | $12,719 | 0.43 | |
| National Median | — | $35,979 | — | $13,023 | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Somerset Community College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 66 graduates with reported earnings and 66 graduates with debt data. Small samples may not be representative.