Median Earnings (1yr)
$32,719
85th percentile (60th in MN)
Median Debt
$12,239
12% above national median
Debt-to-Earnings
0.37
Manageable
Sample Size
60
Adequate data

Analysis

At first glance, this looks like a smart community college play. South Central College's associate degree graduates earn $32,719 in their first year—outperforming 85% of similar programs nationally and landing near Minnesota's median for this degree. The debt burden sits at $12,239, which is manageable at just 37% of first-year income. That's a significantly better ratio than many liberal arts programs deliver, and graduates see steady earnings growth of 21% by year four.

However, the Minnesota comparison reveals a notable ceiling. While this program beats the national pack easily, it ranks in the 60th percentile statewide—solid but unremarkable. Top performers like Winona State ($46,673) and even fellow community colleges like Inver Hills ($41,906) show that Minnesota liberal arts graduates can earn substantially more. The $39,626 four-year earnings figure, while respectable growth from year one, still trails what better-positioned programs deliver right out of the gate.

For families focused on minimizing debt while building transferable credits or workforce readiness, this program makes financial sense. The low debt and reasonable starting salary create breathing room. But if your student plans to stay at the associate level, understand that this program delivers middle-of-the-pack outcomes in a state where other options punch higher. It's a safe foundation, not a standout investment.

Where South Central College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

South Central CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How South Central College graduates compare to all programs nationally

South Central College graduates earn $33k, placing them in the 85th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Minnesota (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South Central College$32,719$39,626$12,2390.37
Winona State University$46,673$48,881$13,0620.28
Inver Hills Community College$41,906$41,419$14,5750.35
Riverland Community College$38,856—$15,3750.40
Century College$38,376$42,912$14,2640.37
St Cloud Technical and Community College$37,802$41,810$15,1110.40
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Winona State University
Winona
$10,498$46,673$13,062
Inver Hills Community College
Inver Grove Heights
$6,007$41,906$14,575
Riverland Community College
Austin
$6,250$38,856$15,375
Century College
White Bear Lake
$6,182$38,376$14,264
St Cloud Technical and Community College
Saint Cloud
$4,957$37,802$15,111

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South Central College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 60 graduates with reported earnings and 94 graduates with debt data. Small samples may not be representative.