Analysis
A debt burden of $38,233 significantly exceeds what's typical for HR bachelor's programs—about $14,000 more than the national median and nearly $12,000 above the Tennessee average. Meanwhile, similar HR programs nationally suggest first-year earnings around $50,361, which would make this one of the stronger outcomes in Tennessee, where the median sits at just $44,224. That earnings estimate puts this program roughly on par with UT-Knoxville's reported outcomes, but the debt load tells a different story about value.
The 0.76 debt-to-earnings ratio lands in acceptable territory—you're looking at roughly nine months of gross income to cover the total debt. However, with half of South College students receiving Pell grants, that higher debt burden matters more. These families have less cushion to absorb student loans, and HR roles, while stable, don't typically command salaries that make aggressive loan repayment painless in the early years.
For parents, the central question is whether this private college premium—an extra $12,000-14,000 in debt compared to state peers—delivers commensurate value in career placement, internship connections, or other support that translates to faster salary growth. Without actual graduate outcomes from South College specifically, you're betting on the estimated earnings materializing while carrying demonstrably higher debt. That's a tougher proposition than comparable programs in Tennessee offer.
Where South College Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs in Tennessee
Human Resources Management and Services bachelors's programs at peer institutions in Tennessee (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,935 | $50,361* | — | $38,233* | — | |
| $13,484 | $49,956* | $60,862 | $22,018* | 0.44 | |
| $38,824 | $38,493* | $45,393 | $26,298* | 0.68 | |
| National Median | — | $50,361* | — | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 169 similar programs. Actual outcomes may vary.