Analysis
A debt load near $26,000 against estimated first-year earnings around $35,000 creates a manageable but tight financial picture for interdisciplinary studies graduates. The 0.74 debt-to-earnings ratio falls within reasonable bounds—you're looking at roughly nine months of gross income to cover the total debt. Still, with monthly payments potentially consuming 8-10% of take-home pay on a standard repayment plan, there won't be much cushion in those early career years.
The challenge with this pathway is that "interdisciplinary studies" can mean vastly different things depending on how students structure their coursework. These national estimates, drawn from 55 similar programs nationwide, reflect that diversity—some graduates leverage this flexible degree into strong employment matches, while others struggle to articulate their value to employers who prefer traditional majors. At South Dakota State's open-admission environment, the outcomes likely depend heavily on whether students use this degree strategically (combining marketable skills with career planning) or as a default when other majors don't work out.
The practical reality: if your student has a clear plan for what they'll do with this degree—perhaps combining business courses with agriculture studies relevant to South Dakota's economy, or building a teaching-adjacent credential—the numbers work. If they're choosing this major because they're undecided or struggling elsewhere, that $26,000 in debt becomes riskier when the job market rewards specificity. Ask whether they can explain exactly what career doors this particular combination opens.
Where South Dakota State University Stands
Earnings vs. debt across all multi-/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs Nationally
Multi-/Interdisciplinary Studies bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,299 | $35,282* | — | $25,996* | — | |
| $62,180 | $74,734* | $78,295 | $24,960* | 0.33 | |
| $15,580 | $60,897* | $39,309 | —* | — | |
| $8,179 | $60,513* | — | —* | — | |
| $46,140 | $57,906* | $58,631 | $31,142* | 0.54 | |
| $16,400 | $50,454* | — | $23,369* | 0.46 | |
| National Median | — | $35,282* | — | $26,000* | 0.74 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Dakota State University, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.