Entrepreneurial and Small Business Operations at South Florida State College
Undergraduate Certificate or Diploma
southflorida.eduAnalysis
An undergraduate certificate costing nearly $19,000 in debt is a substantial investment, particularly when peer programs in Florida typically leave graduates with closer to $13,700 in debt. Based on national benchmarks, first-year earnings around $41,700 would put this certificate slightly above the Florida median for entrepreneurship programs ($38,757), though actual outcomes at South Florida State College remain unknown due to insufficient graduate data.
The debt-to-earnings ratio of 0.45 suggests manageable repayment on paper—about 10-11% of gross income under standard plans. However, the context matters: nearly half of students here receive Pell grants, indicating many come from lower-income backgrounds where an extra $5,000-6,000 in debt beyond the state norm could significantly impact financial flexibility. Entrepreneurship also carries inherent income volatility that salary averages don't capture—starting a business often means irregular earnings in those crucial first years when loan payments come due.
For families considering this path, the fundamental challenge is investing nearly $19,000 without knowing whether South Florida State's specific outcomes justify that cost compared to alternatives. Similar Florida programs at Daytona State and Hillsborough Community College show actual graduate earnings in the $36,700-$40,800 range. If your child is committed to entrepreneurship, smaller community college certificates with lower debt loads might offer comparable skill-building with less financial risk while they test their business concept.
Where South Florida State College Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs in Florida
Entrepreneurial and Small Business Operations certificate's programs at peer institutions in Florida (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,165 | $41,685* | — | $18,788* | — | |
| $3,106 | $40,824* | — | $10,740* | 0.26 | |
| $2,506 | $36,690* | — | $16,573* | 0.45 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Florida State College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.