Analysis
Based on comparable international business programs nationally, Southern Adventist's graduates might expect first-year earnings around $49,890—significantly ahead of the $40,857 typical for Tennessee programs in this field. That's an encouraging sign for a smaller institution, suggesting its curriculum or placement network may compete effectively with larger state schools.
The estimated $25,000 in debt sits slightly above the national median for this major, yielding a debt-to-earnings ratio of 0.5. This means graduates could reasonably expect to repay their loans within a manageable timeframe if earnings track with peer programs. However, the uncertainty here matters: without actual outcome data for Southern Adventist's specific cohort, you're essentially betting that their graduates perform at least as well as the national average. The school's 67% admission rate and moderate SAT scores don't suggest exceptional selectivity that might drive superior outcomes.
The real caution is Tennessee's market. Most in-state international business programs produce earnings closer to $41,000, which would push that debt ratio uncomfortably higher. If your child plans to work locally rather than relocate to a stronger market, the estimated national earnings may not materialize. You need to investigate where this school's graduates actually land jobs and whether its career services can deliver on the implied earnings advantage.
Where Southern Adventist University Stands
Earnings vs. debt across all international business bachelors's programs nationally
Compare to Similar Programs in Tennessee
International Business bachelors's programs at peer institutions in Tennessee (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $25,590 | $49,890* | — | $25,000* | — | |
| $10,344 | $40,857* | $55,177 | $21,500* | 0.53 | |
| National Median | — | $49,890* | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Adventist University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 103 similar programs. Actual outcomes may vary.