Analysis
The debt picture here looks manageable—peer programs nationally suggest around $10,370 in borrowing for an associate's degree that leads to mid-$50,000s earnings in the first year. That's a debt-to-earnings ratio of 0.19, meaning graduates would owe less than three months of their first-year salary. For technical training in a field with clear career pathways, that's a reasonable starting point.
What makes this estimate harder to evaluate is the limited data available for fire protection programs specifically in Maine. With only two schools offering this credential in the state, you're working with less visibility into local job markets and placement patterns. The national benchmarks suggest typical first-year earnings around $56,000, but Maine's public safety sector may differ from the national picture. The jump to $63,476 by year four shows earnings growth, though whether that reflects promotions, certifications, or regional variation isn't clear from estimates alone.
For parents considering this program, the fundamentals look solid—low debt relative to earning potential in a field with stable demand. But given that both the earnings and debt figures are drawn from peer institutions rather than Southern Maine's actual outcomes, you'll want to dig into placement rates and whether graduates are securing positions with municipal fire departments or other employers offering benefits and advancement. The numbers suggest a worthwhile investment, but local job market realities matter more than national averages in public safety careers.
Where Southern Maine Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southern Maine Community College | — | $63,476 | — |
| North Shore Community College | $90,948 | $110,475 | +21% |
| Santa Ana College | $53,847 | $95,342 | +77% |
| Purdue University Global | $70,749 | $75,553 | +7% |
| Waldorf University | $76,032 | $71,661 | -6% |
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,797 | $56,004* | $63,476 | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Maine Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.